I’m on the verge of an anxiety attack over the closing of my house on Thursday so hopefully writing this blog will be cathartic. Please, bear with me.
My advice for anybody who’s interested in purchasing a home is make sure you are absolutely, positively 1,000,034,348 percent ready for it. Because it has been unexpectedly one of the most stressful things I’ve ever done.
I started looking in January and, of course, had all my ducks in a row: I was pre-approved for a loan, knew how much I wanted to spend, knew somewhat the areas where I wanted to live, etc.
I found a place pretty quick, a duplex in Roselle. So cute, so charming, so much character. Until we did the home inspection.
There were at least 25 items that needed to be addressed. The larger issues included a gas leak from the basement furnace; an assessment of the 20+-year-old cedar shake roof, which was nearing the end of its life and likely $10K+ to replace; the upstairs balcony off the master bedroom was pulling away from the house and nearing unsafe territory; rotted boards on the deck and deteriorated posts supporting the deck; evidence of mice in the basement; a basketball-size wasp’s nest in the attic in addition to a slew of smaller ones; and a large critter nest in the attic (think raccoon, not bird).
I asked the seller to have the roof appraised by a third-party roofing company to determine when it would need to be replaced. She refused. I asked her to have an exterminator come in to rid the place of mice, remove the wasp’s nest and the large nest in the attic (and fix the broken screen where the critters were entering). She disgustingly refused. I asked her to replace the boards on the deck and the support posts. She agreed to replace the boards but not stain them the same color of the deck and refused to replace the support posts. I asked her to have a third-party company fix the upstairs balcony. No go.
She only agreed to fix the gas leak and some of the smaller items on the list.
In good conscience, fiscal sense, safety and cleanliness, I couldn’t move forward. I told her I couldn’t move into a home with roommates (raccoons, wasps and mice) and that I couldn’t be on the hook for a $10K roof replacement in the next year or two.
So off I went, in search of another palace. Two weeks later I found it, in Bartlett. I was at first averse to Bartlett, mostly because it was a little too far west for my taste. But I fell in love with this place so much that I was willing to tough out the extra two train stops. Plus, it’s so close to the train station that I only gain about five minutes of commuting time and I can ride my bike if I want.
And as you can see below, it's fantastic. Two bedrooms, two and a half baths, three floors, nice and open kitchen, two-sided fireplace, an extra room on the ground floor to be used as an office or TV room. I love it.
There have been some very stressful moments in this negotiation, but I’m going to spare the details on this blog. It’s not a done deal yet, and I don’t want any of the parties I’m annoyed at to stumble on this blog.
So now, I wait for final numbers so I know how much I’m depleting my savings. It’s going to be an interesting two days, that’s for sure. If you see the headline: “Woman pukes at real estate closing; deal moves forward,” you’ll know some of the background.